Question: How Do You Redeem Regalia Rewards?

How do I redeem my regalia credit card points?

How to redeem Reward Points?Log into to your NetBanking Portal/Account on HDFC Bank website.Once logged-in, click the ‘Cards’Then click on the ‘Enquire’ tab in the Debit Card section.Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.More items….

What is the best way to redeem credit card points?

Here are some ways to redeem your credit card reward points for shopping online.Redeem Your Credit Card Reward Points to Shop Online. … Get Cash Back for Your Rewards. … Redeem Your Reward Points for Gift Cards. … Get Discounts on Airfare and Hotels. … Donate Your Credit Cards Rewards to Charity. … Pay Off Your Balance:More items…•

What can I do with HDFC reward points?

Claiming reward points is easy with HDFC Bank. Once customers have accumulated 500 points they can redeem it for products, gift vouchers and discounts.

Should I redeem my cash rewards?

A cash-back credit card can be a good way to put money in your pocket while spending on things you normally would buy, such as groceries or gas. They allow cardholders to earn a certain percentage on purchases and redeem those earnings, usually as cash, gift cards or statement credits.

Is it better to redeem points for cash or travel?

Cash back is flexible and easy to redeem. Points or miles dangle the possibility of a paid-for vacation and, sometimes, a higher reward value per dollar spent. Nowadays, some cards let you redeem rewards for cash or travel at the same value. … “If you don’t want to work at it, cash back is the easy decision.

Should you redeem points for cash?

“Getting more points for airline miles or hotel points is great,” Huffman says, “but if you aren’t traveling for a while, redeeming your points for cash back to invest, pay off debt or splurge on a fun experience is a better option.”

Can reward points be converted to cash?

Few credit card providers allow their cardholders to convert their reward points into cash. Depending on the type of card you hold, you can use your reward points to pay your annual fee. Cardholders can use their reward points to make flight or hotel bookings.

What is reward redemption fee?

A rewards redemption fee of ₹ 99+ Applicable Taxes is debited from your SBI Card account for each redemption request towards delivery and processing charges. Please note, the reward redemption fee + Applicable Taxes would be charged only once in 24 hours irrespective of no. of items redeemed during this period.

How can I redeem my HDFC Regalia reward points?

How to redeem?Login to HDFC Netbanking.Goto Cards -> Enquire -> Redeem reward Points -> choose card & proceed.You’re now on the newly revamped Redemption Portal.Goto Redeem Reward Points -> Cash Redemption.Enter details and proceed.Expect cash credit in ~7 working days.

Which is better regalia or regalia first?

Bottomline. From above comparison chart, it’s quite evident that though Regalia and Regalia share the similar features, the benefits in Regalia First are lower than Regalia. This is quite expected as Regalia has higher income eligibility criteria and annual fees than Regalia First.

Is HDFC regalia card free?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.

Does HDFC reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

Can I convert HDFC Regalia reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. … The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

What is 10x reward points HDFC?

10X Reward Points on International POS transactions offer is valid from 1 October 2018 to 31 December 2018. This 10X offer is a separate offer from other 10X Programme on select merchants on your HDFC Bank Diners Club Credit Cards and have a different max cap for incremental Reward Points.

How do I redeem regalia first points?

How to Redeem Reward Points for Flight and Hotel Bookings?Visit hdfcbankregalia.myrewardz.com.Search for a flight or hotel on a select date.Fill the other details and Select Regalia First Card.Make your booking with your reward points and pay the remaining, if any, with your card.

How can I redeem my HDFC credit card points?

After you have registered your card, click on “Redeem Reward Points”. Select your credit card and click on “Continue”. You will be directed to the online redemption portal where you can click on “Redeem Reward Points”. Select the “Points Range” and your “Item Category”.

What is the value of HDFC Regalia reward points?

The card also earns 4 points per Rs. 150 on general spending. The redemption rate for the rewards is 1 point = Rs. 0.30.

How much is a point worth credit card?

Credit card points are usually worth about one cent each. But it can vary, depending on both the credit card company and what you spend the points on.