- How can I block my HDFC Bank account?
- What happens if minimum balance is not maintained in HDFC Bank?
- What happens if I do not close a bank account?
- How can I close my HDFC account online?
- Is there any charges for closing HDFC bank account?
- Can I close my HDFC Bank account with negative balance?
- What is minimum balance in HDFC Bank?
- Can you go to jail for negative bank accounts?
- Can I open zero balance account in HDFC Bank?
- Which bank has zero balance?
- Can we close bank account online?
- What to do if HDFC account is locked?
- Can I close my HDFC account in any branch?
- Which bank is best Axis or HDFC?
- Which bank has lowest minimum balance?
How can I block my HDFC Bank account?
Here’s how to block your debit or credit card at HDFC Bank.Login to NetBanking using your customer ID & password on https://netbanking.hdfcbank.com.Click on “Card” tab.Select “Request” under Credit or Debit Card, whichever applies.Select “Credit Card hotlisting” or “Debit Card hotlisting” whichever applies..
What happens if minimum balance is not maintained in HDFC Bank?
HDFC Bank charges a fee to the tune of ₹ 150-600 (excluding taxes) for insufficient balance in regular savings accounts held in its metro, urban and semi-urban branches.
What happens if I do not close a bank account?
Depending on the account and the bank, your account may be hit with a dormant account fee. The dormant account fee is charged after a specific period of time with no customer account activity. Usually, this time period ranges from 6 to 12 months.
How can I close my HDFC account online?
Note: You can’t close HDFC Bank account online, but account closure form can be downloaded online. To close your account in an easy way, ensure that you drain out all the funds parked in your account. The easiest way to do this is through net banking.
Is there any charges for closing HDFC bank account?
For closure of savings account, an HDFC Bank customer, depending on the nature and tenure of the account, will have to pay a fee of Rs 500 and if the average monthly balance falls below Rs 20,000 in nonurban centres, it will charge Rs 500 a month, according to its website listing various charges effective January 2012.
Can I close my HDFC Bank account with negative balance?
Either manager will close the account or the account will be dormant….. … For account closure we need to make it positive, if do not want to close then no need to pay but your -ve amount will be increase month by month. We may required hdfc in future for any loan so i think its better to pay and close the account.
What is minimum balance in HDFC Bank?
For savings account in metro cities, HDFC Bank may charge you as much as 600 rupees for not maintaining the minimum balance. With service Tax and other cess, the amount is more than Rs 600. The minimum balance limit in case of HDFC Bank is Rs 10,000 for urban branches and Rs 5,000 for semi-urban branches.
Can you go to jail for negative bank accounts?
Overdrawing your bank account is rarely a criminal offense. It depends on your intentions and your state’s check fraud laws. According to the National Check Fraud Center, all states can impose jail time for overdrawing your account, but the reasons for overdrawing an account must support criminal prosecution.
Can I open zero balance account in HDFC Bank?
HDFC Bank zero balance savings account can be opened by any resident individual who is not having an existing relationship with the bank and do not have complete KYC. A zero balance basic savings account can be opened with HDFC Bank which will have certain transactional and operational limits.
Which bank has zero balance?
Top Zero Balance Savings Account 2020Top Zero Balance Savings AccountAccount NameInterest Rate (up to Rs 1 lakh)Standard Chartered Bank Aasaan3.00%HDFC Bank BSBDA3.00%State Bank of India BSBDA2.70%5 more rows•Jan 21, 2020
Can we close bank account online?
You cannot close your bank account online. You need to visit your home branch where you opened the account. So you need to walk into the home branch where you have an account and request them for account closure.
What to do if HDFC account is locked?
My HDFC account is locked as I entered wrong password in HDFC app, what should I do now?Go to Login Page of your HDFC Net Banking.Put in your Customer ID.Click on the Forgot IPIN (Password)A New Page Opens up, there you will find the process to Regenerate your IPIN. … On the New Page, enter your Customer ID.More items…
Can I close my HDFC account in any branch?
It is not possible to close HDFC Bank Account online because your physical presence is required to know your reason for the closure of your account. To close HDFC Account, we have to go the Branch where we have opened the Account ? NO, You can go any of your nearest HDFC Branch to close your account.
Which bank is best Axis or HDFC?
But, in terms of interest rates, HDFC is a better option as its highest rate is 8%. Whereas, Axis Bank Home Loan Interest rates are can go upto 8.55%….People Also Look For.Home Loan Interest Rates December 2020Axis Bank7.75% – 8.55%Bank of Baroda6.85% – 8.25%Citibank7.13% – 8.03%HDFC6.90% – 7.65%9 more rows
Which bank has lowest minimum balance?
ICICI Basic Savings Account.HDFC BSBDA Small Savings Account.SBI Basic Savings Bank Account.Axis Bank Small Basic Savings Account.Indus Small Savings Account.Standard Chartered Bank’s Basic Banking Account.RBL Bank’s Abacus Digital Savings Account.IDFC Bank Pratham-savings account (BSBDA)