Quick Answer: How Can I Reactivate My SBI Account?

Can I reactivate my SBI account online?

Users only have to login to the official website of SBI – onlinesbi.com and follow simple steps to reactivate their login password.

The regeneration of the password will happen via the registered mobile number of customers..

How can I reopen my SBI account?

Click Manage Account > Settings > Reopen Account….Reopening a Closed AccountThe date your account was originally opened must be after January 1, 2002. … Your account must be AML-compliant. … If you are submitting a request to re-open a client or sub account, the Master account must be open.

How do I know if my SBI account is active?

SBI Account Balance Via Missed call banking From your registered mobile number, SMS ‘REGAccount Number’ to 09223488888. Once the service is activated for you, you will get a confirmation message from the bank.

Do bank accounts automatically close?

No. Bank accounts don’t close automatically but they become inactive/dormant if no transaction takes place in a year. Banks are liable to maintain these accounts for 10 yrs after that it will be at banks discretion to close the account if it doesn’t worth keeping it after serving a letter to the customer.

What if my SBI account is inactive?

An inactive bank account is termed inoperative. An account becomes inoperative if there are no transactions in the account for over two years. An inactive bank account is termed inoperative. … Once the account becomes inoperative, the account holder cannot transact in the account.

What is the minimum balance for SBI?

Currently, SBI savings bank account customers need to maintain an average monthly balance of Rs 3,000 in metro, Rs 2,000 in Semi urban and Rs 1,000 in rural areas. Further, the bank used to levy a penalty of Rs 5 to Rs 15 + taxes on non-maintenance of average monthly balance as stated above.

How can I check my SBI account balance by phone?

A. Account-holders can SMS “BAL” to 09223766666 from their registered mobile number for instant SBI Balance Enquiry. For SBI Mini Statement, account holders can SMS “MSTMT” to 09223866666.

How can I check my SBI account without registered mobile number?

SBI account holders can check balance through missed call, SMS. Here is howFor balance enquiry. In order to check the balance in your account, you may give a missed call or send an SMS ‘BAL’ to 09223766666.For mini statement. … For cheque book request. … E-Statement. … Registration for SBI SMS Banking and mobile services.

What happens if bank account is not used?

If a current account or savings account is left inactive for a specified period of time it will be declared dormant by the bank, meaning it’s inactive or no longer in use. But if there’s any money left in it, you may still be able to track down the account and reclaim any funds.

What happens if I deposit money into a closed account?

The funds are usually immediately available for your use in the account on the next business day after the bank receives the money. Any direct deposit earnings sent to closed accounts will be returned to the sender.

How can I check my SBI account balance by Miss call?

Account holders of India’s largest lender State Bank of India (SBI) can check their account balance by giving a missed call or sending an SMS. They can do so from their registered mobile number on the SBI balance enquiry toll free number – 9223766666.

Can a dormant bank account be reactivated?

If there have been no transactions in your savings bank account for two years, except for interest payments credited by your bank, the bank will classify your account as inoperative or dormant. … You can reactivate your account anytime to be able to operate it or close it.

How do you check whether my bank account is active or not?

You can speak directly with a bank representative at one of the branch locations. If you have the account number, the representative can verify if the account is active. Most banks also require you to bring an identification card, like a driver’s license or state ID, to verify your identity.

How can I reactivate my bank account?

You can reactivate your inactive bank account by simply making a deposit or withdrawal transaction. To reactivate your dormant account, visit your home branch and provide a written request for reactivation of your account.

Can a closed account be reopened?

It may be possible to reopen a closed credit card account, depending on the credit card issuer, as well as why and how long ago your account was closed. … For example, Discover says it won’t reopen closed accounts at all. But it may be worth asking other issuers if you’d like to reopen your account.

Can we deposit money in inactive account?

One can activate an inactive bank account by doing basic banking activities such as cash withdrawal or deposit, funds transfer or bill payment. … You can even call the customer care or contact the bank branch. In case of a dormant account, you may have to submit a written request along with identity proof.

How long can a bank account be inactive?

12 monthsWhen you don’t transact through a bank account for more than 12 months, that account gets classified as an inactive account. If that particular account does not witness any transaction for another 12 months, it is further reclassified as dormant account.

Can I reopen my bank account?

It is very difficult to reopen a bank account unless your specific bank allows such a provision in its policies. The best way to find out is to visit your bank where this account was opened in the first place and ask them if they can reopen that bank account or you have to apply for a new one.