Quick Answer: What If My SBI Account Is Inactive?

How can I reactivate my SBI account?

Users only have to login to the official website of SBI – onlinesbi.com and follow simple steps to reactivate their login password.

The regeneration of the password will happen via the registered mobile number of customers.

SBI will require details like name, account number, date of birth etc of the user..

What happens if a bank account is inactive?

If a current account or savings account is left inactive for a specified period of time it will be declared dormant by the bank, meaning it’s inactive or no longer in use. But if there’s any money left in it, you may still be able to track down the account and reclaim any funds.

What does it mean when an account is inactive?

An inactive account is a bank account with infrequent or no use. In the case of credit cards, if no activity is recorded for the account, some card issuers will close the account and revoke charging privileges. An inactive account is also called a dormant account.

How long can a bank account be inactive?

12 monthsWhen you don’t transact through a bank account for more than 12 months, that account gets classified as an inactive account. If that particular account does not witness any transaction for another 12 months, it is further reclassified as dormant account.

Can we deposit money in inactive account?

One can activate an inactive bank account by doing basic banking activities such as cash withdrawal or deposit, funds transfer or bill payment. … You can even call the customer care or contact the bank branch. In case of a dormant account, you may have to submit a written request along with identity proof.

How long can a Gmail account be inactive?

The default is three months of inactivity, but you can set it to wait for up to 18 months. Google says it will reach out one month before the time is up with emails and text messages before your account becomes officially inactive.

Can a bank account be closed due to inactivity?

Yes, a bank can and often do close accounts for inactivity, usually after a certain period of time, typically 12 to 24 months. … Sometimes banks may close your account for inactivity without notice.

How can I know my SBI account is active or not?

SBI Account Balance Via Missed call banking From your registered mobile number, SMS ‘REGAccount Number’ to 09223488888. Once the service is activated for you, you will get a confirmation message from the bank.

Can we reopen a closed bank account in SBI?

Click Manage Account , Account Settings, Close Account, then Reopen to display the Reopen Account page again. Click Back. You will receive a confirmation number via email.

What happens to an inactive Gmail account?

Google won’t automatically delete your account after you die, even if it’s been inactive for years. In the past, an inactive account was flagged by Google, and the company would delete the Gmail account that couldn’t be unlocked. Now if you die, your account will most likely hang around.

How do I activate an inactive bank account?

You can reactivate your inactive bank account by simply making a deposit or withdrawal transaction. To reactivate your dormant account, visit your home branch and provide a written request for reactivation of your account.

Why do banks charge customers who have inactive accounts?

Many banks and credit unions will charge your savings or checking account a monthly inactivity fee after a certain period of time in which there are no customer-initiated deposits or withdrawals. … The longer the time after the fee, the less chance you’ll be able to get a reimbursement.